Memorial Health Group
  • Home
  • About
  • Services
  • Contact

Terms & Conditions

Last updated: May 4, 2026

Acceptance of Terms

By accessing and using the website of Memorial Health Group Inc ("Company," "we," "us," or "our") at memorialhealthgrp.com, you accept and agree to be bound by these Terms and Conditions. If you do not agree to these terms, please do not use our website or services.

Description of Services

Memorial Health Group Inc is a direct lender providing business funding solutions including, but not limited to, working capital loans, equipment financing, revenue-based financing, business expansion funding, and invoice factoring. Our website provides information about our services and allows you to submit inquiries and applications.

Eligibility

To use our services, you must:

  • Be at least 18 years of age
  • Be authorized to enter into binding agreements on behalf of your business
  • Provide accurate and complete information in all submissions
  • Comply with all applicable laws and regulations

Use of Website

You agree to use our website only for lawful purposes and in accordance with these Terms. You may not:

  • Use the site in any way that violates applicable federal, state, or local laws
  • Attempt to gain unauthorized access to any portion of the website or its systems
  • Transmit any harmful, threatening, or objectionable material
  • Impersonate any person or entity, or misrepresent your affiliation with any party
  • Use automated tools to scrape, crawl, or extract data from our website without permission

Application and Funding Process

Submitting an inquiry or application through our website does not guarantee approval of funding. All funding decisions are subject to our underwriting criteria, verification of information provided, and internal review processes. We reserve the right to decline any application at our sole discretion.

Any funding provided will be governed by a separate written agreement between you and Memorial Health Group Inc, which will contain the specific terms, rates, and conditions applicable to your funding arrangement.

SMS Terms & Conditions

By opting in to receive text messages from Memorial Health Group Inc, you agree to the following terms:

We may send you recurring marketing and promotional SMS/MMS messages regarding our financial products and services, including offers, updates, and informational content, sent using an automated telephone dialing system (ATDS).

Message frequency varies; you may receive up to 4 messages per month.

Message and data rates may apply. Contact your wireless carrier for information about your messaging plan and any applicable charges.

You may opt out of receiving text messages at any time by replying STOP to any message we send. You will receive a one-time confirmation of your opt-out and no further messages will be sent.

For help or support, reply HELP to any message or contact us at david@memorialhealthgrp.com.

Consent is NOT a condition of purchase. You are not required to agree to receive text messages in order to purchase any products or services from Memorial Health Group Inc.

Supported carriers include, but are not limited to, AT&T, Verizon, T-Mobile, and Sprint. Carrier coverage and delivery are not guaranteed.

Intellectual Property

All content on this website — including text, graphics, logos, images, and software — is the property of Memorial Health Group Inc or its licensors and is protected by applicable intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any content without our prior written consent.

Disclaimer of Warranties

Our website and services are provided on an "as is" and "as available" basis without warranties of any kind, either express or implied. We do not warrant that the website will be uninterrupted, error-free, or free of viruses or other harmful components.

To the fullest extent permitted by law, Memorial Health Group Inc disclaims all warranties, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

Limitation of Liability

In no event shall Memorial Health Group Inc, its officers, directors, employees, or agents be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of our website or services, regardless of the theory of liability.

Our total liability for any claim arising from the use of our website shall not exceed the amount you paid to us (if any) in the twelve (12) months preceding the claim.

Indemnification

You agree to indemnify and hold harmless Memorial Health Group Inc, its officers, directors, employees, and agents from any claims, losses, damages, liabilities, and expenses (including reasonable attorney's fees) arising from your use of our website, violation of these Terms, or infringement of any third-party rights.

Third-Party Links

Our website may contain links to third-party websites or services that are not owned or controlled by Memorial Health Group Inc. We are not responsible for the content, privacy policies, or practices of any third-party sites. Accessing third-party links is at your own risk.

Governing Law

These Terms and Conditions shall be governed by and construed in accordance with the laws of the Commonwealth of Virginia, without regard to its conflict of law provisions. Any disputes arising under these Terms shall be resolved in the state or federal courts located in Richmond, Virginia.

Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.

Changes to These Terms

We reserve the right to modify these Terms and Conditions at any time. Changes will be effective immediately upon posting to this page. Your continued use of the website after any modifications constitutes your acceptance of the updated Terms.

Contact Us

If you have questions about these Terms and Conditions, please contact us:

Memorial Health Group Inc
5100 Monument Ave, Richmond, VA 23230
Email: david@memorialhealthgrp.com

Memorial Health Group Inc

5100 Monument Ave, Richmond, VA 23230

david@memorialhealthgrp.com

Company

  • About Us
  • Services
  • Contact

Legal

  • Privacy Policy
  • Terms & Conditions

© 2026 Memorial Health Group Inc. All rights reserved.

Financial Services · Richmond, VA