Privacy Policy — Memorial Health Group Inc

Introduction

Memorial Health Group Inc ("we," "us," or "our") is committed to protecting the privacy and security of our clients, website visitors, and prospective customers. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website at memorialhealthgrp.com or engage with our services.

By using our website or services, you agree to the terms outlined in this Privacy Policy. If you do not agree with the practices described, please do not use our website or submit personal information.

Information We Collect

Personal Information

We may collect the following types of personal information when you interact with our website, contact forms, or services:

Full name (first and last)
Email address
Phone number
Business name and address
Business financial information relevant to funding applications
Any other information you voluntarily provide through our contact forms or communications

Automatically Collected Information

When you visit our website, we may automatically collect certain technical information, including:

IP address and geographic location
Browser type and version
Operating system
Pages visited and time spent on our site
Referring website URLs
Device identifiers

How We Use Your Information

We use the information we collect for the following purposes:

To process and evaluate funding applications
To communicate with you about our products and services
To respond to inquiries submitted through our contact forms
To send marketing and promotional communications (with your consent)
To improve our website, services, and customer experience
To comply with legal obligations and regulatory requirements
To detect and prevent fraud or unauthorized access

Sharing of Information

We may share your personal information with:

Service Providers: Third-party vendors who assist with our business operations, including payment processing, data analytics, and IT services
Legal Requirements: When required by law, court order, or governmental regulation
Business Transfers: In connection with a merger, acquisition, or sale of company assets

No mobile information will be shared with third parties/affiliates for marketing/promotional purposes.

SMS & Text Message Communications

If you opt in to receive SMS or text messages from Memorial Health Group Inc, the following terms apply:

We may send you recurring marketing and promotional SMS/MMS messages, including offers, updates, and information about our financial products and services, sent using an automated telephone dialing system (ATDS).

Message frequency varies; you may receive up to 4 messages per month.

Message and data rates may apply. Please consult your wireless carrier for details about your messaging plan.

You may opt out of receiving text messages at any time by replying STOP to any message. After opting out, you will receive a confirmation message and will no longer receive SMS communications from us.

For assistance, reply HELP to any message or contact us at david@memorialhealthgrp.com.

Consent is NOT a condition of purchase. You are not required to consent to receiving text messages as a condition of purchasing any goods or services from Memorial Health Group Inc.

All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

Data Security

We implement commercially reasonable administrative, technical, and physical safeguards to protect your personal information from unauthorized access, use, alteration, or disclosure. However, no method of electronic transmission or storage is 100% secure, and we cannot guarantee absolute security.

Cookies and Tracking Technologies

Our website may use cookies and similar tracking technologies to enhance your browsing experience and collect analytics data. You may adjust your browser settings to refuse cookies, though some features of our website may not function properly without them.

Third-Party Links

Our website may contain links to third-party websites or services. We are not responsible for the privacy practices or content of those external sites. We encourage you to review the privacy policies of any third-party websites you visit.

Your Rights

Depending on your jurisdiction, you may have rights regarding your personal information, including:

The right to access your personal data
The right to correct inaccurate information
The right to request deletion of your data
The right to opt out of certain data processing activities
The right to withdraw consent at any time

To exercise any of these rights, please contact us at david@memorialhealthgrp.com.

Children's Privacy

Our website and services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If we become aware that we have inadvertently collected such information, we will take steps to delete it promptly.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices, legal requirements, or industry standards. The updated policy will be posted on this page with a revised "Last updated" date. We encourage you to review this policy periodically.

Contact Us

If you have questions or concerns about this Privacy Policy or our data practices, please contact us:

Memorial Health Group Inc
5100 Monument Ave, Richmond, VA 23230
Email: david@memorialhealthgrp.com